Sample Computations
In-House Financing - 5 years
Model
Bungalow Pod
|
GROSS SELLING PRICE W/ VAT:
Less: VAT(if applicable)
|
|
P
|
967,614.40
-
|
|
GROSS SELLING PRICE W/O VAT:
|
|
P
|
967,614.40
|
|
DISCOUNTS:
|
|
|
|
|
NET SELLING PRICE W/ VAT
|
|
P
|
967,614.40
|
|
OTHER CHARGES PAYABLE TO AMAIA:
|
|
|
140,304.09
|
|
TOTAL AMAIA RECEIVABLE:
|
|
P
|
1,107,918.49
|
|
PAYMENT SCHEDULE: DOWNPAYMENT
Downpayment (10% of Selling Price)
|
|
P
|
96,761.44
|
|
Less: Reservation Fee
|
24-Jul-12
|
|
7,500.00
|
|
Net Downpayment
|
|
Total: P
|
89,261.44
|
PAYMENT SCHEDULE: BALANCE
|
DUE AND PAYABLE IN 60 MONTHS AT 14% INTEREST
|
P
|
870,852.96
|
|
Other Charges
|
|
140,304.09
|
|
Schedules
|
Monthly Amort
|
Other Charges
|
Total
|
|
Due Dates
|
|
1st Payment
|
20,263.27
|
2,338.40
|
|
22,601.67
|
24-Aug-13
|
|
60th Payment
|
20,263.27
|
2,338.40
|
|
22,601.67
|
24-Jul-18
|
In-House Financing - 10 years
Block Lot Lot Area Floor Area
1 42 98 3 4
Model: Bungalow Pod
GROSS SELLING PRICE W/ VAT: P 967,614.40
GROSS SELLING PRICE W/O VAT: P 967,614.40
DISCOUNTS:
NET SELLING PRICE W/O VAT 967,614.40
NET SELLING PRICE W/ VAT P 967,614.40 Makati condominium for sale
OTHER CHARGES PAYABLE TO AMAIA: 140,304.09
TOTAL AMAIA RECEIVABLE: P 1,107,918.49
PAYMENT SCHEDULE: DOWNPAYMENT
Downpayment (10% of Selling Price) P 96,761.44
Less: Reservation Fee 24-Jul-12 7,500.00
Total: P 89,261.44
12 Months Schedule(10% DP)
Due Date Monthly
Downpayment
24-Aug-12 7,438.45
24-Sep-12 7,438.45
24-Oct-12 7,438.45
24-Nov-12 7,438.45
24-Dec-12 7,438.45
24-Jan-13 7,438.45
24-Feb-13 7,438.45
24-Mar-13 7,438.45
24-Apr-13 7,438.45
24-May-13 7,438.45
24-Jun-13 7,438.45
24-Jul-13 7,438.45
PAYMENT SCHEDULE: BALANCE
|
DUE AND PAYABLE IN 120 MONTHS AT 16% INTEREST
|
P
|
870,852.96
|
|
Other Charges
|
|
140,304.09
|
|
Schedules
|
Monthly Amort
|
Other Charges
|
Total
|
|
Due Dates
|
|
1st Payment
|
14,587.92
|
1,169.20
|
|
15,757.12
|
24-Aug-13
|
|
60th Payment
|
14,587.92
|
1,169.20
|
|
15,757.12
|
24-Jul-18
|
|
61st Payment
|
14,587.92
|
1,169.20
|
|
15,757.12
|
24-Aug-18
|
|
120th Payment
|
14,587.92
|
1,169.20
|
|
15,757.12
|
24-Jul-23
|
Payment in Full
Model
Bungalow Pod
GROSS SELLING PRICE: P 967,614.40
DISCOUNTS:
NET SELLING PRICE: Total: P 967,614.40
OTHER CHARGES PAYABLE TO AMAIA: 58,056.86
OTHER CHARGES PAYABLE TO PAGIBIG:
Total: P 43,058.84
TOTAL OTHER CHARGES 101,115.70
TOTAL AMAIA RECEIVABLE: P 1,068,730.10
PAYMENT SCHEDULE: DOWNPAYMENT
Downpayment (10% of Selling Price) 96,614.40
Less: Reservation Fee 10-Jul-12 7,500.00
Total Other Charges 101,115.70
Net Downpayment Payable in 12 Months 190,230.10
| |
Due Date |
Installment |
Other Charges |
Total Monthly Payment |
|
1st
|
10-Aug-12
|
7,426.20
|
2,808.77
|
10,234.97
|
|
2nd
|
10-Sep-12
|
7,426.20
|
2,808.77
|
10,234.97
|
|
3rd
|
10-Oct-12
|
7,426.20
|
2,808.77
|
10,234.97
|
|
4th
|
10-Nov-12
|
7,426.20
|
2,808.77
|
10,234.97
|
|
5th
|
10-Dec-12
|
7,426.20
|
2,808.77
|
10,234.97
|
|
6th
|
10-Jan-13
|
7,426.20
|
2,808.77
|
10,234.97
|
|
7th
|
10-Feb-13
|
7,426.20
|
2,808.77
|
10,234.97
|
|
8th
|
10-Mar-13
|
7,426.20
|
2,808.77
|
10,234.97
|
|
9th
|
10-Apr-13
|
7,426.20
|
2,808.77
|
10,234.97
|
|
10th
|
10-May-13
|
7,426.20
|
2,808.77
|
10,234.97
|
|
11th
|
10-Jun-13
|
7,426.20
|
2,808.77
|
10,234.97
|
|
12th
|
10-Jul-13
|
7,426.20
|
2,808.77
|
10,234.97
|
|
13th
|
10-Aug-13
|
|
2,808.77
|
2,808.77
|
|
14th
|
10-Sep-13
|
|
2,808.77
|
2,808.77
|
|
15th
|
10-Oct-13
|
|
2,808.77
|
2,808.77
|
|
16th
|
10-Nov-13
|
|
2,808.77
|
2,808.77
|
|
17th
|
10-Dec-13
|
|
2,808.77
|
2,808.77
|
|
18th
|
10-Jan-14
|
|
2,808.77
|
2,808.77
|
|
19th
|
10-Feb-14
|
|
2,808.77
|
2,808.77
|
|
20th
|
10-Mar-14
|
|
2,808.77
|
2,808.77
|
|
21st
|
10-Apr-14
|
|
2,808.77
|
2,808.77
|
|
22nd
|
10-May-14
|
|
2,808.77
|
2,808.77
|
|
23rd
|
10-Jun-14
|
|
2,808.77
|
2,808.77
|
|
24th
|
10-Jul-14
|
|
2,808.77
|
2,808.77
|
|
25th
|
10-Aug-14
|
|
2,808.77
|
2,808.77
|
|
26th
|
10-Sep-14
|
|
2,808.77
|
2,808.77
|
|
27th
|
10-Oct-14
|
|
2,808.77
|
2,808.77
|
|
28th
|
10-Nov-14
|
|
2,808.77
|
2,808.77
|
|
29th
|
10-Dec-14
|
|
2,808.77
|
2,808.77
|
|
30th
|
10-Jan-15
|
|
2,808.77
|
2,808.77
|
|
31st
|
10-Feb-15
|
|
2,808.77
|
2,808.77
|
|
32nd
|
10-Mar-15
|
|
2,808.77
|
2,808.77
|
|
33rd
|
10-Apr-15
|
|
2,808.77
|
2,808.77
|
|
34th
|
10-May-15
|
|
2,808.77
|
2,808.77
|
|
35th
|
10-Jun-15
|
|
2,808.77
|
2,808.77
|
|
36th
|
10-Jul-15
|
|
2,808.77
|
2,808.77
|
Loanable amount 871,000.00
REQUIRED NET DISPOSABLE INCOME: 19,159.34
Deferred Cash - Spot 10% Down
Model
Bungalow Pod
GROSS SELLING PRICE W/ VAT: P 967,614.40
Less: VAT(if applicable) -
GROSS SELLING PRICE W/O VAT: P 967,614.40
DISCOUNTS:
5% Discount on 10% SFDP 4,838.07
NET SELLING PRICE W/O VAT P 962,776.33
Plus: VAT (if applicable) -
NET SELLING PRICE W/ VAT Total: P 962,776.33
OTHER CHARGES PAYABLE TO AMAIA: 77,409.15
TOTAL AMAIA RECEIVABLE: P 1,040,185.48
PAYMENT SCHEDULE: DOWNPAYMENT
Downpayment (10% of Selling Price) P 96,277.63
Less: Reservation Fee 24-Jul-12 7,500.00
Net Downpayment 25-Jul-12 P 88,777.63
PAYMENT SCHEDULE: BALANCE
Due and payable in 23 months at 0% Interest P 866,498.70
Other Charges 77,409.15
Total Balance Due and Payable P 943,907.85
23 Months Schedule
Due Date Monthly
Downpayment
Other Charges Total Monthly Payment
1st - 25-Aug-12 37,673.86 3,365.62 41,039.47
2nd - 25-Sep-12 37,673.86 3,365.62 41,039.47
3rd - 25-Oct-12 37,673.86 3,365.62 41,039.47
4th - 25-Nov-12 37,673.86 3,365.62 41,039.47
5th - 25-Dec-12 37,673.86 3,365.62 41,039.47
6th - 25-Jan-13 37,673.86 3,365.62 41,039.47
7th - 25-Feb-13 37,673.86 3,365.62 41,039.47
8th - 25-Mar-13 37,673.86 3,365.62 41,039.47
9th - 25-Apr-13 37,673.86 3,365.62 41,039.47
10th - 25-May-13 37,673.86 3,365.62 41,039.47
11th - 25-Jun-13 37,673.86 3,365.62 41,039.47
12th - 25-Jul-13 37,673.86 3,365.62 41,039.47
13th - 25-Aug-13 37,673.86 3,365.62 41,039.47
14th - 25-Sep-13 37,673.86 3,365.62 41,039.47
15th - 25-Oct-13 37,673.86 3,365.62 41,039.47
16th - 25-Nov-13 37,673.86 3,365.62 41,039.47
17th - 25-Dec-13 37,673.86 3,365.62 41,039.47
18th - 25-Jan-14 37,673.86 3,365.62 41,039.47
19th - 25-Feb-14 37,673.86 3,365.62 41,039.47
20th - 25-Mar-14 37,673.86 3,365.62 41,039.47
21st - 25-Apr-14 37,673.86 3,365.62 41,039.47
22nd - 25-May-14 37,673.86 3,365.62 41,039.47
23rd - 25-Jun-14 37,673.86 3,365.62 41,039.47
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